First-loan promotions - Philippines Lenders 2026
Compare providers that advertise introductory offers for new customers. Confirm interest, fees and total repayment directly with the provider.
Top Lenders for This Query
1
🏅 LoanPH247 Pick
Cashalo
Amount
₱2 000-₱25 000
Term
7-90 days
Funding timeSee lender
Approval
78%
2
🏅 LoanPH247 Pick
MoneyCat
Amount
₱1 000-₱10 000
Term
7-30 days
Funding timeSee lender
Approval
90%
3
🏅 LoanPH247 Pick
Finbro
Amount
₱1 500-₱18 000
Term
14-90 days
Funding timeSee lender
Approval
75%
4
Peralending
Amount
₱1 500-₱15 000
Term
30-120 days
Funding timeSee lender
Approval
65%
5
Kviku
Amount
₱1 000-₱8 000
Term
7-30 days
Funding timeSee lender
Approval
85%
6
Loan Ranger
Amount
₱2 000-₱30 000
Term
60-180 days
Funding timeSee lender
Approval
60%
7
HoneyLoan
Amount
₱1 000-₱50 000
Term
1-30 days
Funding timeSee lender
Approval
85%
8
Peroloan
Amount
₱1 000-₱50 000
Term
1-30 days
Funding timeSee lender
Approval
85%
9
Credy
Amount
₱1 000-₱50 000
Term
1-30 days
Funding timeSee lender
Approval
85%
10
Finmerkado
Amount
₱1 000-₱50 000
Term
1-30 days
Funding timeSee lender
Approval
85%
11
Puma
Amount
₱1 000-₱50 000
Term
1-30 days
Funding timeSee lender
Approval
85%
12
Finapps
Amount
₱1 000-₱50 000
Term
1-30 days
Funding timeSee lender
Approval
85%
13
Cashspace
Amount
₱1 000-₱50 000
Term
1-30 days
Funding timeSee lender
Approval
85%
14
Crezu
Amount
₱1 000-₱50 000
Term
1-30 days
Funding timeSee lender
Approval
85%
15
Mazilla
Amount
₱1 000-₱50 000
Term
1-30 days
Funding timeSee lender
Approval
85%
16
Binixo
Amount
₱1 000-₱50 000
Term
1-30 days
Funding timeSee lender
Approval
85%
17
Creditnice
Amount
₱1 000-₱50 000
Term
1-30 days
Funding timeSee lender
Approval
85%
18
Finami
Amount
₱1 000-₱50 000
Term
1-30 days
Funding timeSee lender
Approval
85%
19
Creditify
Amount
₱1 000-₱50 000
Term
1-30 days
Funding timeSee lender
Approval
85%
20
Cashonline
Amount
₱1 000-₱50 000
Term
1-30 days
Funding timeSee lender
Approval
85%
How to get First-loan promotions?
First free loan is a strategy of lenders to attract new customers. Pay exactly what you borrowed, no interest, commissions or hidden costs.
5 tips to take advantage of free loans:
- Compare limits and terms - each lender has different caps for free loans
- Read terms and conditions - make sure you fully understand the promotion
- Pay on time - late payment can generate penalties even on free loans
- Consider realistic amounts - don't ask for maximum if you can't pay easily
- Use to build credit history - timely payment improves your credit profile
Which lenders offer First-loan promotions?
Lenders with best first free loan promotions:
- Kviku - Up to ₱25,000 for 30 days, a promotional rate, subject to provider terms
- Robocash - Up to ₱15,000 for 15 days, a promotional rate, subject to provider terms
- Finbro - Up to ₱10,000 for 14 days, a promotional rate, subject to provider terms
- Cashalo - Up to ₱12,000 for 21 days, a promotional rate, subject to provider terms
What does "free" include?
What IS included (free):
- Loan principal
- Interest (check provider terms)
- Processing fee
- Document generation
- Disbursement to your account
Possible additional costs:
- Late payment penalties
- Banking fees (very rare)
- Collection costs (only if you don't pay)